5 Top Credit Cards For Gathering Air Miles In The UK
For people who regularly shop using plastic, an Air miles credit card can be a good way to get useful rewards for your spending. As well as using specialist cards which are dedicated to providing air miles as rewards, it is also possible to get additional air miles using bank credit cards, and it is also possible to use supermarket loyalty cards to convert shopping rewards into additional air miles. Taking a closer look at how each of these systems works will help the consumer to make the best decision on choosing a new credit or loyalty card.
Air Miles Duo and Specialized Credit Cards
Some cards have been designed to allow you to get more miles for your money. You might consider choosing an American Express card, which will offer more than 1 air mile for each pound you add to the card. Another option is the British Airways AmEx card, which will allow you to have 1000 air miles if you spend £500 or more in the first quarter. The downside of these cards is that you may be forced to purchase items you don’t need in order to get the required air miles. You should also remember that most air mile rewards have surcharges and tax which can reduce the amount you have to spend on your flight. For beginners with a credit card, you might consider a Capital One card.
Air Miles and Standard Credit Cards
You can also find air miles rewards offered with standard credit cards, such as the Lloyds Bank Private credit card. These have reduced options on transferring or using the air miles, so you need to bear this in mind before you begin using them. If you want a standard credit card, then you should also check the APR for all purchases. The best of the UK options is probably Lloyds Air miles Duo, which allows you to double your air mile rewards when you use the card abroad. The card also comes with a 1,500 Air miles reward voucher when you sign up. Virgin Money offer a Virgin Atlantic AmEx card which offers Flying Club rewards at a slightly higher APR rate for purchases. In addition, their focus is centred on Virgin Atlantic flights, or Virgin Holidays options. Using their air miles therefore restricts your choices.
Supermarkets and Air Miles
Many supermarket loyalty and credit cards offer rewards which can be turned into air miles. Credit cards such as the Tesco Clubcard credit card allows you to claim Air miles rewards, although they do take away taxes and surcharges. The Sainsbury’s reward card, particularly when using it with the company’s credit card, or taking it to the petrol station, is also a good choice for collecting air miles. Keen shoppers should also remember that their preferred supermarket, the one they use frequently, will be the best choice, as they are more likely to use it often, and therefore gather air miles more quickly.
When choosing a credit card or loyalty card which allows you to collect air miles, you should also consider the other advantages the cards have to offer, and work out how much you will have to pay in order to collect significant rewards.
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